What about health insurance for people from the United Kingdom who reside or spend long periods in Spain?
Informative article for those interested in health insurance options for expats or international residents that are retired, working or studying in Spain.
Regarding health care, people with the right to health care in the United Kingdom or Gibraltar have the accessibility to SNS.
Under the responsibility of the corresponding entities, they all will receive health care from the Spanish National Health System (SNS).
On the same terms, subject, and the same conditions that were established before January 1, 2021. The United Kingdom guarantees these same conditions to those who have the right to receive healthcare from Spain.
The individual health cards issued in favor of the referred citizens residing in Spain will remain in force and will be fully effective.
If they are residents in Spain and do not have an individual health card, they must present to the INSS.
The document proving the right to health care provided by the corresponding British entities.
In cases of temporary stay and scheduled treatments, a document certifying health coverage must be provided. The corresponding entities (private health insurance) will be accepted by all health centers that make up the SNS.
Regarding private health insurance in Spain, it must have the same health coverage as the Spanish national health system.
The contracted health insurance company must be certified to operate in the Spanish territory. This must be valid throughout the Spanish territory, covering any type of illness or disease.
On the other hand, health care in Spain for foreigners is regulated in the Organic Law.
This would be on the Rights and Freedoms of Foreigners in Spain and their Social Integration. The “foreigners have the right to health care in the terms provided in the current legislation on health matters.”
Through these regulations, the right to public health care is decoupled from the Social Security contribution. This means that it is not necessary to be a holder of a health card. It is not mandatory to be registered in a certain place to benefit from this service.
With full health care in Spain for foreigners, regardless of their situation, they can be treated in a public health center.
However, to control the possible abuses that may occur in this regard, a series of measures have been adopted. Among them are the need to prove residence in Spain for more than 90 days.
In this way, foreigners who have their medical coverage in their country of origin. The ones who intend to make fraudulent use of this service are prevented from accessing public healthcare.
On the other hand, the health care regulations in Spain for foreigners also regulate organ transplantation to bring down health tourism. In this sense, to enter the list of this type of intervention, it is mandatory to justify a period of residence. To know that either it is of more than two years in the country or not.
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