Mas Salud Familias Health Insurance

The best care for your family

Exclusive services and digital cover for you and your loved ones

Más Salud Familias Health Insurance

With Additional Special cover for families:

  • Personalised health plans via video consultation: Nutrition, Personal Trainer, Pregnancy, Children’s Health. There is a plan for every member of the family.
  • Psychology and Speech Therapy: 20 psychology sessions without a prescription or authorisation and 20 speech therapy sessions, for both speech defect and organic failure.
  • Family Assistance: If you need it, we will help you with house work, childcare, delivery of medicines from the pharmacy, etc.

Cover included in Más Salud Familias Health Plan

The best care for your family

Exclusive services, special discounts for families and digital cover for you and your loved ones

Más Salud Familias Health Plan is a comprehensive healthcare policy of the highest quality with special discounts for familys and providing access to the entire medical assistance team of the spanish leading private medical company.. It’s designed to cover all your needs in Spain.

It has two contracting options to enable you to choose the one that best meets your budget:

  • No copayment for customers who prefer not to make any extra payments for using the policy.
  • Low copayment is a progressive co-payment structure, where you pay nothing for the first six services.

Cover included in Más Salud Familias Health Plan

  • Primary Care General medicine, paediatrics, nursing assistance, emergency services…
  • Access to all specialities without restrictions Cardiology, dermatology, endocrinology, orthopaedic traumatology, gynaecology, ophthalmology, oncology, psychiatry…
  • Diagnostic tests Clinical tests, ultrasound scans, x-rays, MRI scans, endoscopies, scanning…
  • Therapeutic methods Rehabilitation sessions, oncological treatments, respiratory therapies, speech-language therapy sessions, lithotripsy, radiotherapy…
  • Hospitalization: Hospital admission and stay.
  • Surgical operations with or without a stay in hospital.
  • Psychiatry: You can have up to a total of 50 sessions per insured person per year.
  • Counseling programs: A telephone and web platform with general counseling programs, attended by health professionals.
  • Dental Cover Dental 21 is included in the product and provides access to all the clinics and dentists in our dental network, with 30 services included in the cover and discounts of up to 21% on all other treatments.

Services included in Más Salud Familias Health Plan

  • Second medical opinion By Sanitas from world-renowned specialists.
  • 24 hours Helpline for emergencies and medical advice.
  • Sanitas Welcome 24-hour helpline to speed up procedures.
  • Sanitas Responde Telephone and online platform staffed by medical professionals with general advice programmes.
  • Online services (arranging appointments, downloading test results, requesting refunds, arranging medical authorisation, etc.) through your private online area
Waiting periods:
Outpatient surgical operations 3 months
High-tech diagnostic tests 6 months


6 months


6 months
Childbirth or Caesarean 8 months
The following complex therapeutic methods: interventional cardiology, haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy. 10 months
Tubal ligation and vasectomy 10 months
Hospitalisation and non-outpatient system surgical operations. 10 months

And if you already have health insurance with a competitor, all waiting periods are eliminated except the one corresponding to childbirth.

Maximum age at inception date

The maximum age for purchasing this product is 75 years old.

Cover age limit

There is no cover age limit.


Discount due to payment method 4% annually


You can personalise your policy with additional coverages:

We offer a wide range of add-ons. With them, you can build your own policy, selecting those that best suit your needs.

  • Pharmacy cover to obtain your medication at half price.
  • Optical cover to help you with the cost of your optical material: prescription glasses and prescription contact lenses.
  • Traffic and Labour Accidents to have the best medical care included in your cover in the event of this type of contingency.
  • Hospital compensation: If a stay in hospital is required, we will provide compensation for each day the insured person is hospitalised.
  • Repatriation guarantee transfer of the insured and a companion to the country of origin in case of death of the insured.
  • Reimbursement add-on: Free choice of specialist and medical centre with the option to set a cap of €150,000 or €300,000 for your trips abroad.
Contracting Option #1 ~ No Copayment
If you do not want to worry about the number of visits to the doctor or unexpected expenses, this would be your best option
Contracting Option #2 ~ Low Copayment

This is the additional amount that you must pay to use certain services. We provide details of these amounts in each of the services below:

Más Salud Familias Plus
From 0 to 6 services 0 €
Fro 7 to 10 services 4 €
From 11 to 15 services 7 €
Over 15 services 10 €
Dental 3 €

Single co-payment in services requiring a high number of uses*: €12

*Physiotherapy (10 sessions), ventilotherapy (15 sessions), oxygen therapy (30 days for BPAP and CPAP and 15 days for aerosol) and childbirth classes.

The calculation of the services is carried out per insured person and per year, with an annual copayment limit of €360 per insured and year.

sanitas health insurance

My name is Mari Carmen, your Agent for a Personal Health Insurance in Spain

sanitas health insurance spain

You can contact us

Cellular +34 649 07 24 17

Office +34 952 383127

Opening hours:
Monday to Friday
from 10 – 14 h

I speak Spanish, German and English

Get your personal quote

12 + 15 =

“If you have any questions regarding the best health insurance that fits your need and requirements please feel free to contact us, we speak Spanish, German and English”

Mari Carmen Pinto

Tel. +34 649 07 24 17

Very easy process of getting a Private Health Insurance in Spain. Application form and documentation can be provided in english.

The prices of the Health Insurance vary depending on the age. We offer fully coverage from 0 – 75 years and basic plans with no age limit.

Just provide us with the ages of those who need cover and we will send you a no-binding quotation to your email address.

Best health insurance options for expats or international residents that are retired, working or studying in Spain.

The site belongs to the official agent #20872 based in Torremolinos (Málaga).

We are leading the way in making private health insurance in Spain more user friendly to the expat community.

We’re pride on giving an excellent after sales service which is why our customer base is growing daily.

It is very simple to apply for a quote and the application can all be done in English. We can have you covered quickly regardless of where you are in Spain.

Applying and obtaining Health insurance in Spain has never been easier.

You can visit us:

Calle Hoyo, 41
29620 Torremolinos (Malaga)



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