Sanitas Mas 90 offers:

  • The option of keeping your doctor, even if he or she is not within the Sanitas network of doctors.
  • The option to take out a policy with or without co-payments.
  • Dental coverage included plus reimbursement of up to €200 for the treatment you need.

By your side at all times
New conditions and more exclusive advantages:
Now for private customers like you, Sanitas has developed a whole series of additional benefits that will help you receive the most comprehensive care, the kind of care that makes a difference.

  • With more discounts: an insurance policy that adapts to your needs with a discount of 10 percent for families of 3 or 4 insured members and a discount of 15 percent for families with more than 4 insured members.
  • You choose the doctor: with Sanitas MAS 90 you not only have access to the whole Sanitas network, but you can also visit any other healthcare centre or doctor of your choice, whether in Spain or anywhere else in the world.
  • Co-payments: You can choose whether or not you would like to make co-payments (giving you the power to adapt the price of the policy to the option you prefer).
  • Dental: You will have Sanitas Dental and access to our extensive network of centres and professionals, including more than 46 dental services and up to a 40 percent discount on all remaining treatments.  We will also reimburse up to €200 for the treatment you need.
  • Peace of mind: Have total confidence.  No matter what you choose, we guarantee that you will receive top medical care.


What is covered?

  • Sanitas have the best hospitals, medical centres and professionals in our health network:  An extensive selection of centres and doctors including the best healthcare centres and medical professionals in Spain, which you can visit freely.
  • Remain with your own doctor: If your usual doctor is not on the list of Sanitas medical centres and professionals, you can continue visiting him or her: Sanitas will pay up to 70% of the hospital and non hospital medical expenses up to €90,000 per person per year.
  • Additional benefits: As a private customer, you will enjoy additional, exclusive advantages when taking out a Sanitas MAS 90 insurance policy.
  • Dental coverage: access to all our dental centres and dentists in our dental network.  There are 46 services included in our basic coverage and reduced prices with discounts of up to 40% for all remaining services, plus we will reimburse up to €200 euros for the treatments you need.
  • General Medicine: General Medicine, Paediatrics, Nursing Service, Emergency Service.
  • Access: Access to special medical services without having to wait: Paediatric Surgery, Ophthalmology, Obstetrics, Gynaecology, Dermatology, General Surgery and Digestive System Surgery, Consultations, diagnostic tests and therapies, Clinical Analysis, Human Pathology, Aerosol Therapy, Ventilotherapy, Chemotherapy.
  • Access to all medical specialties: Surgery, Paediatrics, Ophthalmology, Obstetrics, Gynaecology, Dermatology, General Surgery, Digestive System Surgery.
  • Clinical Excellence: Access to the best medical centres in Europe: Medical cover and attention in the hospital of your choice.
  • Diagnostic Tests and Therapies: Clinical analysis, Human Pathology, Aerosoltherapy, Ventilotherapy, Chemotherapy etc.
  • Second Medical Opinion: The most prestigious international professionals are within reach when you are suffering from a serious illness such as cancer.
  • Sanitas 24 hours: a client telephone and support line, manned by professional doctors, 24 hours a day, 365 days a year.
  • Emergency medical assistance when travelling abroad:  In collaboration with Europ Assistance, up to a maximum of €10,000 per person, per claim.
  • Emergency cover in the USA: Emergency medical assistance whilst travelling in the USA via our collaboration with United Health Care.
  • Psychology: Sanitas is a pioneer in incorporating Psychology in our basic cover.  Clients will receive individual treatment for issues such as anorexia, stress, depression, marriage counselling and insomnia.
  • Clinical Excellence and choice: Comprehensive assistance from our own medical centres, highly equipped with state of the art technology, such as Hospital Sanitas La Zarzuela, Hospital Sanitas La Moraleja and the Millennium Centres.  In the Sanitas Centres you will receive specialised, personalised treatment.
  • Hospitalisation:  Individual Hospital rooms and a bed for a companion (except in cases of hospitalisation for psychological problems).
  • Protection for the Family:  In the event that the policy holder dies, the other beneficiaries also covered by the policy will not have to pay the premium for six months.
  • Future Fathers:  There is also help to prepare the father-to-be.
  • Sanitas 24 Hours:  With just one call you can arrange a consultation with a Medical Professional, to discuss any doubts or questions you may have regarding you or your family´s health.
  • Sanitas Welcome:  24 HOUR CLIENT HELP LINE where you can resolve any administration queries.

Other benefits

  • As a private customer you will have ease and flexibility for all your health care needs. This cuts out unnecessary paperwork for any services included in your policy.
  • Aesthetic solutions and assisted reproduction at very special prices.  Also, as a Sanitas MAS 90 member we will give you a package of exclusive benefits for health services – a €100 gift certificate, a free 4D echograph if you become pregnant through our assisted reproduction services and the maintenance fees for the preservation of umbilical cord blood stem cells.
  • Services and Specialties included:
  • Allergies
  • Clinical Analysis
  • Genetic studies
  • Anatomical Pathology
  • Anaesthetics and Resuscitation
  • Angiology and Vascular Surgery
  • Gastroenterology
  • Cardiology
  • Cardiovascular Surgery
  • Gastric Surgery
  • Oral and Maxillofacial Surgery
  • Trauma and Orthopaedic Surgery
  • Paediatric Surgery
  • Reconstructive and Plastic Surgery
  • Thoracic Surgery
  • Dermatology
  • Endocrinology and Nutrition
  • Care of the Elderly (Geriatrics)
  • Haematology and Hemotherapy
  • Internal Medicine
  • Nuclear Medicine/Radioactive Isotopes
  • PET and CAT scans
  • Nephrology
  • Pulmonology/Pneumology
  • Neurosurgery
  • Clinical Neurophysiology
  • Neurology
  • Obstetrics and Gynaecology
  • Ophthalmology
  • Medical Oncology
  • Radiotherapy
  • Oncology
  • Otolaryngology
  • Psychiatry
  • Rheumatology
  • Rehabilitation
  • Radiodiagnostics- Diagnostic Imaging
  • Urology

Other Assistance

  • Ambulance
  • Home visits
  • Maternity Clinics
  • Physiotherpy
  • Speech therapy
  • Psychology
  • Doctors, Surgeons and Consultations
  • Dentistry
  • Podiatry
  • Ante-natal care
  • Prosthesis
  • Respiratory Medicine
  • Pain relief



Outpatient SurgeyHigh Technology Diagnostic Tests

Other Therapeutic Methods

Sterilisation or vasectomy


Hospitalisation (including birth)

Hospitalisation with Surgery

Bariatric Surgery

3 months6 months

6 months

6 months

6 months

8 months

8 months

60 months


Physiotherapy, rehabilitation, laser, Speech Therapy, anatomical PathologyRadiotherapy, Chemotherapy, Cobalt therapy, Radioactive Isotope Therapy, Linear Accelerator (Linac Therapy), MRI, Nuclear  Medicine, Bone Density Testing, Lithotrity, Digital Arteriography, Radio Neurosurgery and Prostate Hyperthermia


Other interventions (not Outpatients)

Psychiatric hospitalisation

3 months6 months

8  months

8 months

8 months

You have the choice to opt for Sanitas Healthplan MAS 90, WITH or WITHOUT co-payments, bearing in mind that the monthly payments will differ in each case.

Registered nurse, Rehabilitation, Physiotherapy,
General Medicine, General Paediatrics.  €3.5
Sanitas 24 hours                                                                               €1
All other services                                                                              €5

Discounts are applicable according to the number of people insured under the policy:

  • For 3 or 4 people insured on the policy:                   10% discount
  • For 5 or more people insured on the policy:             15% discount

Additional discounts are available according to your Premium payment options:

  • For a one-off annual payment:                                 4% discount
  • For bi-annual payment:                                             2% discount

Age Limits
The maximum contractual age is 65 years.  Once the contract is in place, there is no upper age limit for the policy to remain in force.


Autumn/Winter Special Offer

  • Feb 2013 FREE (For one applicant on policy).
  • Feb and Oct 2013 FREE (For 2 applicants on the policy).
  • Feb and Oct 2013, plus Feb 2014 FREE (For 3 applicants on the policy).
  • Feb and Oct 2013 plus Feb and Oct 2014 FREE (For 4 or more applicants on the policy).


This offer comes exclusively without waiting periods* and without exclusions for pre-existing medical conditions**.

  • * (with the exception of childbirth).
  • **(with the exception of grave illnesses).


Sign up for our Pharmacy Cover and you will receive a 50% discount on your prescribed drugs and medicines up to a maximum spend of €400 (€200 maximum reimbursement) and all at the reduced premium of only €2 per month (until next renewal date whereby the premium reverts back to €4 per month).


Any additional cover options taken are also free on the free months above. All of our additional cover options will be detailed when you request your quote.


Special offer applies to Mas Salud (and other selected covers – see our special offer page for more details) policies contracted within the promotional dates of 01/10/2012 to 15/02/2013).

*Prices vary depending on age and location. Terms and Conditions Apply




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