Health Insurance in Spain for Retirees over 65

The solution for foreigners residents in Spain

All of your policy documents available in your languague

Exclusive Benefits

  • Exclusive network of English-speaking healthcare professionals.
  • Telephone customer service in English
  • Documentation in English
  • Suitable for your residency application

Health Insurance Spain for Retirees over 65

Over 65 and looking for a Health Insurance in Spain?

We are the leader in health insurance in Spain. So you can be sure you will be well attended, from prevention to cure, wherever you are in Spain.

Our health insurance offers:

The Most Complete Healthcare

  • Primary care and specialist consultations: paediatrician, dermatologist, ophtalmologist, gyneacologist, etc.
  • Diagnosis test: ultrasound, blood/urine test, x-rays, etc.
  • Therapeutic methods: physiotherapy sessions, oncology treatment, etc.
  • Surgical operations that require or do not require admittanche or stay in hospital.

Exclusive Benefits

  • Exclusive network of English-speaking healthcare professionals.
  • Telephone customer service in English
  • Documentation in English
  • Suitable for your residency application

All over Spain

  • More than 40.000 professionals and more than 1200 medical centres, including the most important centres nationwide.
  • La Zarzuela and La Moraleja Sanitas Hospitals in Madrid
  • CIMA Hospitals in Barcelona
  • 19 Multispecialty Milenium centres
  • More than 150 Milenium Dental Clinics

More Advantages and Services

  • Sanitas 24 h: telephone service for emergencies and medical advice.
  • Sanitas Responde: telephone and online medical attention and advice programme.
  • Second medical opinion: obtaines from world-renowned specialists.
  • Emergency attention on overseas trips.




Más Salud Health Plan is a comprehensive healthcare policy of the highest quality and providing access to the entire medical assistance team of the spanish leading private medical company.. It’s designed to cover all your needs in Spain. It has three product options, to enable you to choose the cover that best meets your needs:

  • Más Salud Health Plan is a product involving no co-payments, for customers who prefer not to make any extra payments for using the policy.
  • Más Salud Plus Health Plan has a progressive co-payment structure, where you pay nothing for the first six services.
  • Más Salud Óptima Health Plan has the most affordable premium and a slightly higher co-payment structure.
Cover included in Más Salud Health Plan
  • Primary Care General medicine, paediatrics, nursing assistance, emergency services…
  • Access to all specialities without restrictions Cardiology, dermatology, endocrinology, orthopaedic traumatology, gynaecology, ophthalmology, oncology, psychiatry…
  • Diagnostic tests Clinical tests, ultrasound scans, x-rays, MRI scans, endoscopies, scanning…
  • Therapeutic methods Rehabilitation sessions, oncological treatments, respiratory therapies, speech-language therapy sessions, lithotripsy, radiotherapy…
  • Surgical operations with or without a stay in hospital.
  • Dental Cover Dental 21 is included in the product and provides access to all the clinics and dentists in our dental network, with 30 services included in the cover and discounts of up to 21% on all other treatments.

Services included in Más Salud Health Plan

  • Second medical opinion By Sanitas from world-renowned specialists.
  • Sanitas 24 hours Helpline for emergencies and medical advice.
  • Sanitas Welcome 24-hour helpline to speed up procedures.
  • Sanitas Responde Telephone and online platform staffed by medical professionals with general advice programmes.
  • Online services (arranging appointments, downloading test results, requesting refunds, arranging medical authorisation, etc.) through your private online area


Waiting periods:
Outpatient surgical operations 3 months
High-tech diagnostic tests 6 months
Psychology 6 months
Childbirth or Caesarean 8 months
The following complex therapeutic methods: interventional cardiology, haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy. 10 months
Tubal ligation and vasectomy 10 months
Hospitalisation and non-outpatient system surgical operations. 10 months
And if you already have health insurance with a competitor, all waiting periods are eliminated except the one corresponding to childbirth.
Maximum age at inception date
The maximum age for purchasing this product is 75 years old.
Cover age limit
There is no cover age limit.
Discount due to payment method 4% annually
This is the additional amount that you must pay to use certain services. We provide details of these amounts in each of the services below:
Sanitas Más Salud Plus
From 0 to 6 services 0 €
Fro 7 to 10 services 4 €
From 11 to 15 services 7 €
Over 15 services 10 €
Dental 3 €
Single co-payment in services requiring a high number of uses*: €12 *Physiotherapy (10 sessions), ventilotherapy (15 sessions), oxygen therapy (30 days for BPAP and CPAP and 15 days for aerosol) and childbirth classes.
Sanitas Más Salud Óptima
From 0 to 3 services 4 €
From 4 to 10 services 7 €
From 11 to 15 services 10 €
Over 15 services 15 €
Dental 3 €
Other services outside this structure:
Complex diagnostic tests: 12 €
Complex therapeutic methods: 12 €
Emergency: 8 €
High frequency of use pack: 20 €
*In both cases, the calculation of the services is carried out per insured person and per year.    
spanish healthcare for retirees

My name is Mari Carmen, your Agent for a Personal Health Insurance in Spain

sanitas health insurance spain

You can contact us

Cellular +34 649 07 24 17

Office +34 952 383127

Opening hours:
Monday to Friday
from 10 – 14 h

I speak Spanish, German and English

Get your personal quote

10 + 7 =

“If you have any questions regarding the best health insurance that fits your need and requirements please feel free to contact us, we speak Spanish, German and English”

Mari Carmen Pinto

Tel. +34 649 07 24 17

Very easy process of getting a Private Health Insurance in Spain. Application form and documentation can be provided in english.

The prices of the Health Insurance vary depending on the age. We offer fully coverage from 0 – 75 years and basic plans with no age limit.

Just provide us with the ages of those who need cover and we will send you a no-binding quotation to your email address.

Best health insurance options for expats or international residents that are retired, working or studying in Spain.

The site belongs to the official agent #20872 based in Torremolinos (Málaga).

We are leading the way in making private health insurance in Spain more user friendly to the expat community.

We’re pride on giving an excellent after sales service which is why our customer base is growing daily.

It is very simple to apply for a quote and the application can all be done in English. We can have you covered quickly regardless of where you are in Spain.

Applying and obtaining Health insurance in Spain has never been easier.

You can visit us:
Calle Hoyo, 41 29620 Torremolinos (Malaga)


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