THE SOLUTION FOR THE SELF-EMPLOYED IN SPAIN WHO NEED MORE THAN JUST HEALTH INSURANCE
Sanitas Profesionales is the most complete cover designed for self-employed workers like you.
Healthcare insurance that includes the most complete healthcare, adapting to the needs you may have as a self-employed worker and to those of your family.
The first €500 of the insurance premium is tax free.*
- Sanitas Profesionales is a product involving no co-payments, for customers who prefer not to make any extra payments for using the policy.
- Sanitas Profesionales Plus has a progressive co-payment structure, where you pay nothing for the first six services.
- Sanitas Profesionales Óptima has the most affordable premium and a slightly higher co-payment structure.
Cover included in Sanitas Profesionales
General medicine, paediatrics, nursing assistance, emergency services…
Access to all specialities without restrictions
Cardiology, dermatology, endocrinology, orthopaedic traumatology, gynaecology, ophthalmology, oncology, psychiatry…
Clinical tests, ultrasound scans, x-rays, MRI scans, endoscopies, scanning…
Rehabilitation sessions, oncological treatments, respiratory therapies, speech-language therapy sessions, lithotripsy, radiotherapy…
with or without a stay in hospital.
Sanitas Dental 21 is included in the product and provides access to all the clinics and dentists in our dental network, with 30 services included in the cover and discounts of up to 21% on all other treatments.
It also includes specific cover for the self-employed:
Traffic and work accidents: Unlike most healthcare insurance, it also includes the best care in these types of situations
Additional cover options
Sanitas Profesionales is designed to cover all your needs in Spain and outside Spain too:
To obtain your medication at half price. 50% refund of your pharmacy expenses.
To help you with the cost of your optical material: prescription glasses and prescription contact lenses.
Traffic and Labour Accidents
To have the best medical care included in your cover in the event of this type of contingency.
If a stay in hospital is required, Sanitas will provide compensation for each day the insured person is hospitalised.
Alternative medicine cover
so you can visit the medical professional of your choice and benefit from refunds in homoeopathy and acupuncture.
transfer of the insured and a companion to the country of origin in case of death of the insured.
Free choice of specialist and medical centre with the option to set a cap of €150,000 or €300,000 for your trips abroad(2).
Services included in Sanitas Profesionales
Second medical opinion
By Sanitas from world-renowned specialists.
Sanitas 24 hours
Helpline for emergencies and medical advice.
24-hour helpline to speed up procedures.
Telephone and online platform staffed by medical professionals with general advice programmes.
(arranging appointments, downloading test results, requesting refunds, arranging medical authorisation, etc.) through your private online area
|Outpatient surgical operations||3 months|
|High-tech diagnostic tests||6 months|
|Childbirth or Caesarean||8 months|
|The following complex therapeutic methods: interventional cardiology, haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy.||10 months|
|Tubal ligation and vasectomy||10 months|
|Hospitalisation and non-outpatient system surgical operations.||10 months|
And if you already have health insurance with a competitor, all waiting periods are eliminated except the one corresponding to childbirth.
Maximum age at inception date
The maximum age for purchasing this product is 75 years old.
Cover age limit
There is no cover age limit.
Discount due to payment method 4% annually
This is the additional amount that you must pay to use certain services. We provide details of these amounts in each of the services below:
|Sanitas Más Profesionales Plus|
|From 0 to 6 services||0 €|
|Fro 7 to 10 services||4 €|
|From 11 to 15 services||7 €|
|Over 15 services||10 €|
|Single co-payment in services requiring a high number of uses*: €12|
*Physiotherapy (10 sessions), ventilotherapy (15 sessions), oxygen therapy (30 days for BPAP and CPAP and 15 days for aerosol) and childbirth classes.
|Sanitas Más Profesionales Óptima|
|From 0 to 3 services||4 €|
|From 4 to 10 services||7 €|
|From 11 to 15 services||10 €|
|Over 15 services||15 €|
|Other services outside this structure:|
|Complex diagnostic tests:||12 €|
|Complex therapeutic methods:||12 €|
|High frequency of use pack:||20 €|
*In both cases, the calculation of the services is carried out per insured person and per year.
Exclusive cover included for the self-employed
Medical assistance in case of traffic and work accidents.
Death in case of accident
- Funeral service
- National transfer
Cover in the event of temporary disability or hospitalisation:
- Payment protection
- Support with housework
- Childcare and home-based laerning support
- We bring you your mail from your office to your home
- Home delivery of medicines
- Physiotherapy at home
- Taxi service for everyday procedures